It is likely impossible to bring the risk of personal or property damage to zero in an area where a widespread and damaging hazard is occurring. However, steps taken to mitigate the damage from a storm event and careful advance planning will pay significant dividends whether you live in or out of the flood zone or the direct path of a storm.
Have you reduced the possibility of structural damage to your home? FEMA has produced publications describing best practices to make your home less susceptible to flood damage (http://www.fema.gov/media-library/assets/documents/3001) A structure can be floodproofed through elevating the structure and its critical building systems, and/or by installing flood vents to allow for the drainage of water in a flood situation. Contact your Construction Official to determine which best practice that is right for you.
Do you have an Evacuation Plan for you and your household to follow?
ReadyAtlantic.org is the eminent disaster preparedness website for Atlantic County communities. The website contains detailed instructions on how to prepare for storm events and how to act when storm events are occurring.